Holiday Hours All branches and the Contact Center will be closed on Thursday, November 28, 2025
More than a bank. A financial partner.
At Emprise, we believe our customers deserve more than just a free checking account. We want to be a true financial partner who helps you reach your financial goals.
- Mobile app that provides personalized financial insights.
- No unnecessary bank fees.
- No minimum balance requirements.
- No monthly service fees.
- Access to 55,000 surcharge-free ATMs.
- Refunds when you get a fee for using a non-network ATM.*
- Financial advice from our friendly and knowledgeable associates.
If you have met your qualifications for the monthly qualification cycle, we will refund domestic ATM fees of $4.99 or less, up to an aggregate amount of $25.00. Transfers between accounts and ATM transactions do not count as qualifying transactions.
What’s even better than free? Rewards!
It’s just a matter of which reward you choose:
Cash back on everyday purchases.
Get rewarded with cash back on everyday purchases with Cash Back Checking.
Interest on your monthly balance.
Get rewarded with interest on your balance with a High Interest Checking account.
BONUS
Your rewards are transferred automatically and your savings add up even faster when you connect your Cash Back Checking or High Interest Checking account to a Savings Plus account.
Apply online in a matter of minutes!
Student Checking Account
Emprise Bank’s free student checking account has no monthly fee with a wide assortment of digital tools included for students ages 10 through 23.
Contactless Debit Cards
Choose from our debit card designs when you open a new account.
Refer friends. Get $50!
Love banking at Emprise? Your friends will, too! Refer a friend and you will each get $50 when they open a personal or business checking account and meet the qualifications. Be rewarded for sharing the love!
What do I need to do?
- STEP 1: Create an account in the Emprise Bank Referral Center.
- STEP 2: From within the Referral Center, refer friends via email or text, and easily track the status.
- STEP 3: Get paid! We will deposit $50 into each of your Emprise checking accounts after your friend meets the qualifications.*
- STEP 4: Repeat. Earn up to $500 per year in rewards.
*To earn the $50 cash via direct deposit into your Emprise Bank checking account, the referred person must open a new personal or business checking account and have at least two direct deposits (such as payroll or ACH deposit) of at least $200 or more within 60 days after account opening.
