Better Budgeting 101: Master Your Finances with MyInsights
In today’s economy, managing your budget can feel more important than ever. Recent data from Deloitte shows that 73% of global respondents are concerned about rising costs in their everyday purchases. While you can’t control inflation, you can control how you navigate these financial challenges. Now is the perfect time to explore innovative budgeting options through digital banking tools that help you stay on top of your finances in this unpredictable market.
Gone are the days of scribbling over your bills with a red pen. There’s a smarter way to manage your money. Emprise Bank’s MyInsights digital banking tool is designed to put you in control of your finances. Easy to use and highly customizable, MyInsights goes beyond simply helping you make a budget—it gives you the tools to stick to it. Here are some key tips to help you optimize your budget using this powerful platform, whether you're managing your finances in Wichita, Kansas, or anywhere else.
Make it Personal
Budgeting in a fast-paced world can feel daunting, but it doesn’t have to. Rather than focusing on what you can’t spend, think of all the ways you can save. Budgeting is deeply personal—what works for one person may not work for another. That’s why MyInsights, available through online banking with Emprise Bank, lets you tailor the platform to fit your financial needs and mindset. By customizing your dashboard with the Insights most relevant to you, you can make the process work for you, not against you.
For instance, if you’re someone who prefers seeing the bigger picture, you might want to make your net worth easily accessible to help guide your budgeting efforts. Alternatively, if that feels overwhelming, a more detailed, month-by-month approach might be your style. The Upcoming Bill insight is perfect for this, notifying you of upcoming payments and helping you stay on top of monthly expenses. By prioritizing the financial tools that make sense for you, budgeting becomes less stressful and more effective—whether you're in Wichita or anywhere else life takes you.
Get Visual with Your Budget
For some, budgeting through spreadsheets and manually checking individual bank accounts works—but for most of us, a visual representation of our finances makes all the difference. MyInsights takes your financial data and transforms it into easy-to-read charts and graphs, giving you a clear, proportionate view of your spending, which is especially valuable in today’s digital age of online banking.
One standout feature is the Category Spending Insight, which breaks down your expenses into different categories. This allows you to instantly see where your money is going and identify areas where you could cut back. Visualizing your budget helps you understand your spending habits better—sometimes seeing how much goes towards small purchases like coffee can be eye-opening and help guide better decisions. Tools like these, available through digital banking at Emprise, even if you’re outside of Kansas, make budgeting easier and more effective.
Don’t Let Subscriptions Slip Through the Cracks
It’s easy to lose track of subscriptions. You sign up for a free trial, enjoy a service for a bit, and before you know it, you're paying for a subscription you don’t even use. Don’t let recurring charges sneak up on your budget. The Upcoming Subscription Insight feature within MyInsights helps you manage all your subscriptions in one place, making it one of the many reasons why online banking is an essential part of modern financial management.
You’ll get a clear view of what you owe, how much each service costs per month, and when those payments are due. This way, you can stay ahead of subscription renewals and avoid unnecessary expenses. It’s a simple but powerful way to declutter your budget and stay in control of your finances, whether you are managing them in Wichita, another town Emprise serves in Kansas, or anywhere else you travel or move.
Saving is Saving—Find Your Balance
When it comes to budgeting, there’s no such thing as “one size fits all.” The key is to strike a balance between saving and enjoying life. A good budget isn’t about eliminating everything fun; it’s about finding areas where you can save, so you don’t have to give up the things that bring you joy.
The Category Budget Insight in MyInsights helps you do just that. It breaks your expenses down into categories, so you can see exactly where your money is going. Whether it’s skipping the large popcorn at the movies or trimming back on other non-essentials, the goal is to create a budget that works for you—without sucking the joy out of life. With the right tools, like MyInsights through Emprise Bank's digital banking platform, you can save while still leaving room for the things that matter most.
Emprise Bank’s MyInsights tool is designed to help you manage your budget in a way that fits your lifestyle. Whether you prefer visualizing your spending, keeping tabs on subscriptions, or customizing your financial insights, MyInsights empowers you to stay on track and save money. As digital banking continues to evolve, tools like MyInsights make it easier than ever to take control of your financial future.
Start budgeting smarter with Emprise Bank’s online banking platform today, and see how it can make a difference in your financial journey. You may start your Emprise banking journey at one of our branches in Wichita or Kansas, but your digital banking can follow you anywhere!