Auto Loan Preapproval Process

Buying a new car can be a confusing process that’s difficult to navigate, but we’re here to help simplify it. Arriving at the dealership with a preapproved offer and (possibly) a check in your hand can help you avoid many of the hidden fees that are tacked on to some dealership financing options.

Being preapproved with Emprise is as easy as 1…2…3! Plus, our preapproval offer is good for 60 days, so there’s no need to rush into a car-buying decision.

1. Apply.

• This is a simple process. We have multiple application options for your convenience where you can apply online, by phone, or in a branch. We don’t need a lot of documentation, we just have to be able to verify your name, address, Social Security number, employment information, and the amount you are requesting for the loan. Once the application is reviewed and approved by our team, the offer is good for 60 days.

2. Shop.

• With your preapproval offer in hand, go find your dream car!
• Once that’s taken care of, we'll just need these documents:
  • Sales Contract
  • Invoice
  • Insurance Information

3. Done!

• Loans will generally close the same day once we have all the necessary information.