Personal Checking

Managing your money is easy with an Emprise Personal Checking Account! Compare our accounts below to find the option that best fits your lifestyle.
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STANDARD SERVICES
Minimum Opening Balance
$100
$100
$100
$100
Monthly
Maintenance
Fee
$0

$15 monthly maintenance fee

Waived if:

  • Average daily balance of $5,000;
  • Total deposit of $20,000; or
  • Combined loan and deposit relationship of $50,000

$10 monthly maintenance fee

Waived if:

  • Average daily balance of $1,500;
  • Total deposit of $5,000; or
  • Combined loan and deposit relationship of $25,000

$0

Free Emprise Visa Check/Debit Card (subject to approval)
Yes
Yes
Yes
Yes
Unlimited Check Writing
Yes
Yes
Yes
Yes
Free Telephone Banking
Yes
Yes
Yes
Yes
Free Internet Banking
Yes
Yes
Yes
Yes
Emprise Personal Overdraft Privilege*
Up to $600 limit
Up to $600 limit
Up to $600 limit
Up to $600 limit
ADDITIONAL SERVICES
Earned Interest

Each month you meet the following criteria, you will earn high interest on daily available balance up to $25,000:

  • A minimum of one Direct Deposit or Auto-Debit
  • Make 12 purchases with your Visa Check Card (excluding ATM)
  • Sign up for eStatements
Earn preferred rates of interest on account balances.
Earn interest on daily available balance of $1,500 or more.
 
Checks
 
Free Emprise Bank standard checks; discounts on other styles
50% discount on Emprise Bank standard checks
 
Free notary service
Yes
Yes
Yes
Yes
No fee for travelers’ checks, cashiers’ checks, and money orders
 
Yes
Travelers' checks only
 
Online Bill Pay
  • $2.95/month
    for 15 bills;
  • $.40/item over 15
  • No monthly fee
    for 15 bills;
  • $.40/item over 15
  • $2.95/month
    for 15 bills;
  • $.40/item over 15
  • $2.95/month
    for 15 bills;
  • $.40/item over 15
1/4% discount on personal loans with auto-pay (excludes loans secured by real estate)
 
Yes
Yes
 
1/4% bonus rate on CD’s
 
Yes
Yes
 
25% discount on safe deposit box (subject to availability)
 
Yes
Yes
 
Emergency funds withdrawal option on a CD
 
Yes
Yes
 
Waiver of Emprise Bank fees at non-Emprise ATMs
Refund up to $25 per month if all criteria met for the month
Minimum balance requirements must be met
 
 
No fee for automatic fund transfers
 
Yes
 
 
Free annual financial planning review
 
Yes
 
 
Convenient monthly statement with check images
Yes
Yes
Yes
With eStatements

 

Ready to switch to Emprise? Click here to view the Emprise Switch Kit.

*Restrictions apply. Please refer to Overdraft Privilege Product Description & Service Description for details.

Customer Service: (316) 383-4301 / (800) 201-7118
Telephone Banking: (316) 383-4401 / (800) 357-8534

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